Q&A
Asked by gracie
Answered by Caroline Gerardo
C G Barbeau in Newport Beach, CA
C G Barbeau in Newport Beach, CA
Kingman has some extreme temperatures, monsoon
once in a great while, wind, and flash floods.
Is your house in a flood plane? Get flood
insurance from FEMA. What is th...
Q&A
Asked by Sali
Answered by Brenda Robinson
Financial Adviser in Easton, PA
Financial Adviser in Easton, PA
Of course not , but they do report the damages
this is how Car-Fax get there information
Q&A
Asked by Bobbie
Answered by Claudia L. Schaffer
Insurance Agent in Gardena, CA
Insurance Agent in Gardena, CA
If the only reason is to get them through
college then term insurance would be fine.
Coverage should be based on the youngest
child. The amount that you would need sh...
Q&A
Asked by Debbie
Answered by Brenda Robinson
Financial Adviser in Easton, PA
Financial Adviser in Easton, PA
First thing is to figure out how much life
insurance you should get and this can be
determined either by assuming a face amount
where at 5% interest your beneficiaries...
Q&A
Asked by Andy
Andy,
If you surrender your policy and the
amount you receive back exceeds what you paid
in total premiums there will be a tax. Do you
need all of the $160,000 to he...
Q&A
Asked by Erin
Hello Erin,
A bit more detail, to follow
Benjamin's answer. You, as the Owner of the
policy, have the right to name Beneficiaries;
I use caps to denote the parties,...
Q&A
Asked by Bobbie
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Upvote 11
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Answered by Darius Slade
Health Services & Management in Richland, WA
Health Services & Management in Richland, WA
Hi Bobbie,
Insurance protects us against a
loss of some kind - life, ability to work, a
home or car. So it's important to know what
loss you are trying to address re...
Q&A
Asked by Beverly
Answered by Claudia L. Schaffer
Insurance Agent in Gardena, CA
Insurance Agent in Gardena, CA
It depends on why and what need the insurance
is needed for. When my daughter was young I
had 300,000 Term Life policy 25 years. I still
have $75,000 of Whole life. Bo...
Q&A
Asked by Erin
Erin,
The general answer is NO.
Are
there exceptions to this rule? Yes. But
having a MEC (or Modified Endowment Contract)
is NOT one of them. Both of the Agen...
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