Q&A
Asked by Carla
Answered by Bradford Creger PRO+
MoneyTips Contributor in Pasadena, CA
Carla, No matter what type of insurance you are looking to purchase, the insurance companies are looking to determine the level of risk that they would take on by ins...
Q&A
Asked by Sarah
Answered by Bradford Creger PRO+
MoneyTips Contributor in Pasadena, CA
Sarah, The correct answer is that you shouldn’t wait to get life insurance on your husband if the insurance is actually needed. Yes, you CAN wait a bit and get bette...
Q&A
Asked by Clarissa
Answered by Bradford Creger PRO+
MoneyTips Contributor in Pasadena, CA
Clarissa, Are you a single mother raising children on your own? If yes, then you NEED life Insurance. Said differently, you ONLY need life insurance if you have chi...
Q&A
Asked by Wanda Langley
Answered by Darius Slade
Health Services & Management in Richland, WA
Hi Wanda, buying life insurance for your grandchild may be a good idea, but even if you can purchase a policy without the parent's knowledge, doing so sounds an alarm ...
Q&A
Asked by Carla
Answered by Bradford Creger PRO+
MoneyTips Contributor in Pasadena, CA
Carla, You should definitely go and get your own individual homeowners insurance policy that would qualify as coverage under your loan. Your bank is covering their “...
Q&A
Asked by Ron
Answered by Ted Miller
Insurance and Financial Services in Madison, AL
Flooding shouldn't affect home insurance rates because flood insurance is only underwritten by the federal government whereas home owners insurance is offered by priva...
Q&A
Asked by Erin
Answered by Bradford Creger PRO+
MoneyTips Contributor in Pasadena, CA
Erin, Buy-sell life insurance is ANY life insurance policy used to fund a buyout obligated to occur under a buy-sell agreement. A buy-sell agreement is mainly to en...
Q&A
Asked by trish
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
Trish, try this quick method for getting to the answer: Determine how much you spent to get through life last month. Closer to $3k or closer to $5K? Let's say it wa...
Q&A
Asked by Carla
Answered by Karl Leonard Hicks
CFP® in Riverside, CA
In our experience different carriers evaluate different conditions differently. My best suggestion, based on your inquiry, is to talk to an insurance broker. They will...
Q&A
Asked by joann
Answered by Ronald Omar Flores
Membership Consultant/ Financial Consultant in Alviso, CA
Hello Joan, The first question is What is your purpose of getting a Life insurance? That's the main thing I ask many clients. Many people get it because many people...
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