Q&A
Asked by bmm123
Answered by Alberto Foster
Insurance Representative in Bethesda, MD
Insurance Representative in Bethesda, MD
No they are not so long as you don't exceed
premiums paid into the policy.
Q&A
Asked by an anonymous user
I agree with Michael, especially the last
paragraph where he says "do not rush into any
decisions' since rushing with large sums of
money is almost always followed by ...
Q&A
Asked by an anonymous user
The short answer is "yes" you do. The owner of
the plan is the person paying for it, and that
person has control over the beneficiary
designation. If he has not change...
Q&A
Asked by Crystal
Hello Crystal,
First, the "complication"
part is fairly common (you are not alone!).
Life insurance can seem complicated when you
explore all of the types of life i...
Q&A
Asked by Debra
Answered by Darius Slade
Health Services & Management in Richland, WA
Health Services & Management in Richland, WA
Hi Debra, yes there are policies to address
your concerns. However, not knowing specifics
about you and your life situation, I'd
recommend you contact a local insur...
Q&A
Asked by John Cole
Insurance Agent in Indian Trail, NC
Insurance Agent in Indian Trail, NC
Hello John,
One of your questions points
to the face amount (the death benefit) and the
other points to the cash accumulation. These
two different elements of your...
Q&A
Asked by Erin
Erin, yes you can retake the exam but it is
not as simple as that. Retaking the exam may
get you the same result as the first exam.
Also, the carrier may simply averag...
Q&A
Asked by Sara
Sara, here is an approach that may deserve
your attention. One reason that you may be
hesitating on the policy is that you are
looking at traditional "adult centered" ...
Q&A
Asked by an anonymous user
Answered by Tina Kawar
Insurance Agent in Scottsdale, AZ
Insurance Agent in Scottsdale, AZ
I think that one of the most important places
to start is with your budget, because whole
life policies are more expensive than term
life insurance. The other thing t...
Q&A
Asked by David
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Djera00,
That's awful. Have you spoken
with the service provider? Generally, they
just want to get paid and the process is much
simpler without involving collect...
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