Q&A
Asked by Ron
Answered by Larry Gilmore
Insurance Agent in Marysville, WA
Insurance Agent in Marysville, WA
You might be able to find a small guaranteed
issue plan or graded benefit plan (one that
returns premiums if you pass in the first two
years.). Unfortunately, your sit...
Q&A
Asked by Heather
Hello Heather. It is always better to point
that kind of question at the situation that is
uniquely yours before offing an opinion or
advice. "Is it better...?" actual...
Q&A
Asked by Wanda Langley
Answered by Jed Maslowski
Insurance Agent in Scottsdale, AZ
Insurance Agent in Scottsdale, AZ
Hi Wanda,
Ironically, I am working on a
very similar case as we speak! Short Answer:
All depends on your budget and how much
coverage you need.
If you want t...
Q&A
Asked by trish
Hello Trish,
At first glance, that
question stopped me. Here is why. Replacing
current coverage means that you found
something that would solve a problem that the
...
Q&A
Asked by Shannon
Hello Shannon.
First, there are questions
before answers (you may have noticed that with
life insurance, any stock answer that does not
address the specific situa...
Q&A
Asked by irene
Answered by Larry Gilmore
Insurance Agent in Marysville, WA
Insurance Agent in Marysville, WA
It really is a question of what your need is
and how long that need is? Both types of
insurance are perfectly fine, applied for the
proper need. The first question is...
Q&A
Asked by Katie Greene
I agree with Lynne Crow. Often, I hear this
same question, and when I trace it back to its
origin, it seems to come from the insurance
domain but is connected to "pos...
Q&A
Asked by Ambar
Yes - but it is life insurance first. With
riders added, you can have coverage for Long
Term Care, Critical Illness, Terminal Illness,
etc. What happens within the pol...
Q&A
Asked by Erin
No, policies do not generally adjust for
inflation. If you want an inflation
adjustment, try this: buy more coverage than
you need today. If I ask you how much it cost...
Q&A
Asked by an anonymous user
Do you have enough money to pay for your
funeral? If you do, then you don't actually
need life insurance. If you don't then you
might. If you prepay your funeral arran...
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