Q&A
Asked by Gina
Answered by Fran Chamberlain
Insurance Agent in Nanuet, NY
Insurance Agent in Nanuet, NY
Gina,
The quick answer is no. If the
company you worked for has more than 20 full
time employees, you are eligible for COBRA
coverage. The Federal Consolidated Om...
Q&A
Asked by Martha
Answered by Chrissy Blake Lowe
Insurance Agent in Chandler, AZ
Insurance Agent in Chandler, AZ
Renters insurance covers your personal
belongings against perils like: theft,
vandalism, storm damage, and fire. It also
covers some living expenses if your home isn’t...
Q&A
Asked by Katie
Answered by Chrissy Blake Lowe
Insurance Agent in Chandler, AZ
Insurance Agent in Chandler, AZ
The only time you are required to have comp
and collision coverage is if you have a loan
on the vehicle and the bank requires full
coverage. If the vehicle is paid for...
Q&A
Asked by John
Answered by Nancy Greenwood
Insurance Agent in Methuen, MA
Insurance Agent in Methuen, MA
A life insurance company can cancel your
policy for non-payment of the premium or for
material misrepresentation. Each life
insurance contract will have a provision a...
Q&A
Asked by Michael
Because of the catastrophic loss potential of
flood losses, it'd be best to at least look at
a flood insurance quote and determine if you
are prepared to absorb the lo...
Q&A
Asked by Katie
Answered by Chrissy Blake Lowe
Insurance Agent in Chandler, AZ
Insurance Agent in Chandler, AZ
Most carriers give a multi-policy discount
when you have auto and home together as well
as a multi-car discount when more than one car
is insured. Some carriers offer ...
Q&A
Asked by Lynn
Answered by Elizabeth Beagle
Insurance Agent in Burbank, CA
Insurance Agent in Burbank, CA
The safest answer is to call your insurance
company and ask their customer service
representative the question. However, in
general, your coverage typically is based o...
Q&A
Asked by Katie
Answered by Elizabeth Beagle
Insurance Agent in Burbank, CA
Insurance Agent in Burbank, CA
Some agents would state you need 12 to 14
percent of your annual earnings in life
insurance. I believe there are more practical
ways of determining the right amount of...
Q&A
Asked by Kathleen
Answered by Gordon Kushnick
Insurance Agent in Seattle, WA
Insurance Agent in Seattle, WA
Uninsured motorist coverage protects you
against having to pay for damages sustained to
your automobile when an uninsured motorist
causes an accident.
Q&A
Asked by Lynn
Answered by Donn Sharer
CFP ChFC CLU in Millstone Township, NJ
CFP ChFC CLU in Millstone Township, NJ
Thanks for your question Lynn. While I can't
speak specifically to PA, I can say that I'm
not aware of a "return of premium" feature for
whole life policies. That said...
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