Q&A
Asked by carolnorrishomes
Hello Carol,
You have two term policies,
and then you mention investments in the same
question. It prompts me to ask this: is there
a need for the death benefit pro...
Q&A
Asked by Daniel
No, that is not how it works, Daniel. In
individual health insurance we find that kind
of thing happening, especially in the
non-guarantee issue days preceding ACA; th...
Q&A
Asked by Chrisitna
I hear an assumption in the question. It is
that "you don't get anything", and that is an
incorrect assumption. Here is why: term buyers
get the security that comes wi...
Q&A
Asked by Meredith L
Hello Meridith,
I would recommend that you,
first, get an update on the policy from the
carrier. With term policies, this is not so
important since what you need to...
Q&A
Asked by Angie
Hello Angie,
Try to think of a life
insurance death benefit as a constant. Your
guaranteed-level death benefit 20-year term
plan has a death benefit from the date o...
Q&A
Asked by Zanna
Hello Zana,
Confusing, to say the least,
right? Here is very likely what is happening
when you get two different prices for the same
plan. Elemental to the quoting ...
Q&A
Asked by Sara
Hello Sara,
Let's add some perspective to
get to the answer. Life insurance
underwriting, for healthy people or those with
no other issues (bad driving record, for
...
Q&A
Asked by Chrisitna
K
Answered by kirby
Hello Christina,
You can get life insurance
that covers your whole family, but there are
some things to consider. First, some life
insurance carriers (on their appl...
Q&A
Asked by Amanda
Hello Amanda,
Can you extend it? Not
exactly. In other words, the term plan has a
length of time where the premium and death
benefit are level, and at the end of th...
Q&A
Asked by Alec
Hello Alec,
Seems that if you have the
money to buy it, why can't you just do it -
right? Here's why; life insurance is,
technically, income replacement. Of course,...
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