Q&A
Asked by jeanellwoodruff
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi jeanellwoodruff, Was your spouse taking RMDs before he passed? Here is a link to the IRS worksheet for calculating your RMD: https://www.irs.gov/pub/irs-tege/u...
Q&A
Asked by mark
Answered by Robert (Bob) Shoff
Financial Adviser in Marshfield, MA
It depends on the company that manages your 401(k), but there are usually loan options available with no tax.
Q&A
Asked by an anonymous user
Answered by Robert (Bob) Shoff
Financial Adviser in Marshfield, MA
Hire a broker or subscribe to a broker website. I would be cautious to use a website over a broker in person.
Q&A
Asked by an anonymous user
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Anonymously. Are you spending less than $3,000/month now and can you keep doing this before you retire on $3,000/month from Social Security? If this is the case,...
Q&A
Asked by tkels1
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi there, Great question. They are both very popular plans. The Education IRA is now called a A Coverdell Education Savings Account (ESA). On 529 plans or col...
Q&A
Asked by Cadavis730
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Cadavis730 It’s an individual answer and there are of course many variables to consider. As an Investment Manager and Fiduciary, my thoughts are on the value of...
Q&A
Asked by ellensens723
Answered by Barry Rabinowitz
Financial Adviser in Plantation, FL
If you do not use the house or rent it out there is an opportunity cost, which represents the fair market value (FMV) of the home. If you sold the home, you would hav...
Q&A
Asked by Milton
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Milton, The safest way to invest $25,000 is with a bank that offers FDIC insurance. Of course, your ROI may be negative after inflation. Perhaps, you can provid...
Q&A
Asked by an anonymous user
Answered by Dustin Javier
CFP® AWMA® CERTIFIED FINANCIAL PLANNER™ in Bartlett, IL
Great question. By "max out" I am assuming you are contributing the full $18,000 per year if you are under 50yo. One way to get funds to a Roth IRA is through th...
Q&A
Asked by Marinaathomas
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
Hello Marina, There are a few ways you can use MoneyTips to find a professional in your area. You can use the search feature, just look for the magnifying glass at ...
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