Q&A
Asked by an anonymous user
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Anonymous, My dear friend of 96 (he just had a birthday) has asked me this for many years. He does so in preparation for determining how much to allocate to hims...
Q&A
Asked by an anonymous user
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi anonymous, Higher income is not indicative of higher taxes. What is your compound annual growth rate (CAGR) on the maxed out 401(k)? Is it meeting your lifesty...
Q&A
Asked by toliver
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Toliver. At 70 1/2 years old, a traditional IRA has RMD's (Required Minimum Distributions) that may be due. What reasoning did this person use when telling you ...
Q&A
Asked by an anonymous user
Answered by Jim Sorenson
Mortgage Professional in Kirkland, WA
There is no simple answer to your question as there are many factors that come into play. It will come down to your own personal needs and goals. A few things to think...
Q&A
Asked by c.desmond11
Answered by Larry Gilmore
Insurance Agent in Marysville, WA
The way to think of a traditional or Roth IRA is like a shoebox. It's what you put inside these boxes - that can be a fixed-rate investment product or a variable-rate...
Q&A
Asked by an anonymous user
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Anonymous. Check with your specific brokerage on their enforcement policies. Of course, your attorney should also be consulted for all legal matters. As you k...
Q&A
Asked by an anonymous user
Answered by Bill DiBernardo
Mortgage Professional
This is a personal choice. If it's a financial decision check with your adviser, but if it's a matter of lifestyle, then it's up to you.
Q&A
Asked by Peter
Answered by Barry Rabinowitz
Financial Adviser in Plantation, FL
RMDs refer to required minimum distributions on tax-deferred retirement accounts. Under current IRS rules, you must take distributions when you are 70 1/2 years old, w...
Q&A
Asked by Jeff
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Jeff. Thanks for your service. I am also a Veteran and reside in the USA. I do travel extensively. Are you living comfortably now? What would change if you ret...
Q&A
Asked by an anonymous user
Answered by Jose Sanchez
Financial Adviser
Absolutely! Generally, you can leave it in the same fund as long as you can find the fund and fund family at the custodian (financial institution) where your IRA Roll...
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