Q&A
Asked by an anonymous user
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi, Are you using the cash within the IRAs as a down payment? Check with your IRA custodian. Is this a self-directed ROTH IRA? The ERISA regulations can be challe...
Q&A
Asked by kim
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Kim, You've come to the right person with this one. Are you looking for cash-flow or growth? Everyone's situation is different. Here are some insights from what...
Q&A
Asked by an anonymous user
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Anonymous, Most every major brokerage can add check writing to your IRA account. If Self-directed is offered (some do not offer this), it should have no specific...
Q&A
Asked by Jonathan
Answered by Charles Scott
Financial Advisor in Scottsdale, AZ
Jonathan, To answer your question completely I would need a bit more information, but a 75% employer match would make your pre-tax 401(k) contribution look like a good...
Q&A
Asked by Erin
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Erin, First, check with your CPA and/or tax advisor. The IRS has strict rules for RMD's. Can you elaborate on how you are treating the Inherited IRA? If you are...
Q&A
Asked by Michael
Answered by Joshua Koch
Financial Adviser in Lehighton, PA
HI Michael! I typically ask the question, Are you taking the RMD because you want to, have to, or need to? Your specific situation will determine where these dollars s...
Q&A
Asked by an anonymous user
Answered by Saul Simon
Financial Planner in Edison, NJ
No you cannot, a Roth is not deductible
Q&A
Asked by an anonymous user
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
In box #7 on the 1099R, what is the code? Should be G or H. If not, contact your broker https://www.irs.gov/instructions/i1099 r/ar02.html#d0e1685 https://www.ir...
Q&A
Asked by Leslie
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
Hello Leslie, Short version: yes, your policy is still the same. More detail: when life insurers stop selling life insurance for a number of reasons (such as when...
Q&A
Asked by Kiiyana
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
If you are younger than age 59½, the funds you take from your IRA is subject to being included in gross income as well as a 10% tax penalty. There are certain exceptio...
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