Q&A
Asked by an anonymous user
Answered by Michael Karu
CPA/CFF/CGMA in Livingston, NJ
The full value of the IRA is includable as income by the beneficiary of that IRA. If no beneficiary was named, then it is taxable to the estate, which must file Form ...
Q&A
Asked by Suzee
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
Hello Suzee. I was asking the same question years ago. I run a small business and so I’m always looking for a way to reduce taxes. I went with the traditional IRA (T/I...
Q&A
Asked by Angie
Answered by Pamela J. Horack, PRO+
CFP® in Lake Wylie, SC
Hi Angie! While I'm not exactly sure of the employer's intent based on your description, it sounds like he may have contributed to a SEP IRA for employees. This is a t...
Q&A
Asked by Henry
Answered by John Cole
Insurance Agent in Indian Trail, NC
I like annuities and life insurance. 401k's and IRA's can be a good investment but to be honest there's too many hidden fees in those products. In today's economy in r...
Q&A
Asked by Ms MM Davis
Answered by Kim Miller PRO+
CFP® in Redmond, WA
Hi - First off, you don't want to borrow money to pay your taxes. - that is a near sure road to an unhappy outcome. Secondly, you cannot borrow against (use as collat...
Q&A
Asked by an anonymous user
Answered by Viviana Bigolin
Financial Adviser in Alta Loma, CA
Call me to discuss, My number is in my profile.
Q&A
Asked by Justin
Answered by Larry McClanahan, CFP®, ChFC, CASL, CLU, EA
Fee-Only Retirement Planner & Investment Manager in Clackamas, OR
Hello Justin, A SEP is a form of IRA generally used by self-employed individuals and small businesses for retirement savings. While you may take a withdrawal (calle...
Q&A
Asked by an anonymous user
Answered by Sheena Hogue
Insurance Agent in Chicago, IL
Hi, Whenever you withdraw funds from pre taxed accounts ie. Traditional IRA, 401(k), 457(b), or 403(b) you have to pay taxes. Your tax rate depends on your taxable...
Q&A
Asked by an anonymous user
Answered by Ken Perine
Certified Financial Planner in Livermore, CA
If you would like to lower your taxes for 2014, you don't have much time left to get that IRA opened before the deadline, which is the date you file your 2014 tax retu...
Q&A
Asked by an anonymous user
Answered by Kate Holmes PRO+
CFP® in Las Vegas, NV
Hello! Unfortunately, there isn't a one-size-fits-all answer but I'll provide some guidance to help you decide. If your 401(k) has a company match, you should abso...
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