Q&A
Asked by Apryl
Answered by David Meyers
Financial Adviser in Palo Alto, CA
Assuming a few things: (a) you have an emergency fund (3-6 months of cost of living in highly liquid risk-free savings of some sort); (b) you've paid down all credit ...
Q&A
Asked by Angie
Answered by Pamela J. Horack, PRO+
CFP® in Lake Wylie, SC
Hi Angie! The best answer is...it depends. You may want to consider doing a Social Security review with an advisor to see what strategies are available for beginning y...
Q&A
Asked by an anonymous user
Answered by David Meyers
Financial Adviser in Palo Alto, CA
It's not too late! First -- make sure you aren't carrying high-interest debt. Consider paying off any credit cards which are bleeding your wealth away. Second -...
Q&A
Asked by Kamie
J
Answered by Jay
You are allowed to open a retirement account in your child's name, but he or she must have eligible compensation.. According to the IRS, contributions to all of the ch...
Q&A
Asked by Alec
Answered by Stacy Marcus
CDFA™ CFEI™ in New York, NY
Investing for retirement is an important goal, however, having an emergency fund is a priority. You should first have sufficient funds which are liquid - do not requi...
Q&A
Asked by Kathryn
Answered by Stacy Marcus
CDFA™ CFEI™ in New York, NY
You should have already started :-) The earlier you start saving for retirement the greater the opportunity for your money to grow. Money grows exponentially over t...
Q&A
Asked by Yvette
Answered by Stacy Marcus
CDFA™ CFEI™ in New York, NY
Yvette, I hope you received qualified professional tax and financial planning advice when you made the decision to roll over your 401(k) into an annuity. The terms an...
Q&A
Asked by Alec
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
Hi Alec, You might want to check out our retirement calculators such as How Much Do I Need to Retire? Thanks,
Q&A
Asked by Beverly
Answered by Robert Henderson
AAMS® CDFA® in Mystic, CT
A reverse mortgage (or HECM - home equity conversion mortgage) CAN be a very useful financial planning tool for retirees. But it's important to understand what reverse...
Q&A
Asked by Beverly
Answered by Stephen Hartel
MBA, AIF in Denver, CO
Beverly, I think it is a good idea to think about retirement in two main categories. The first category is your living expenses. A simple rule of thumb is that you nee...
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