Q&A
Asked by Lee
Answered by David Wasson
Insurance Agent in Rohnert Park, CA
I would ask you first, is the 401(k) your only way to pay for the hybrid? 401(k) money can be expensive since it is normally 100% taxable. Next I would ask if the lo...
Q&A
Asked by Per
Answered by Chance Barrett
Financial Adviser in Kalispell, MT
Great question. First, I would say it depends on your Risk Tolerance and Time Horizon. If you are able to handle bigger fluctuations in your account and have some time...
Q&A
Asked by an anonymous user
Answered by Justin Clark
Mortgage Professional in Moreno Valley, CA
If you are 62 or older and have a decent amount of equity in your home you could do a reverse mortgage and eliminate your mortgage payment all together. Then you only...
Q&A
Asked by Karen
Answered by Carlos Contreras
ChFC® in Aventura, FL
Because of the penalties and added taxes created by a withdrawal if you are under 59 1/2 years old, it really is not to your advantage to remove money from the 401(k) ...
Q&A
Asked by trish
Answered by James L Roberts
Independant Consultant in Lake Worth, FL
Your question was brought to my attention and I am happy to provide what help I can. As a strategic life, entrepreneurship, and wealth consultant, I hear this question...
Q&A
Asked by Carla
Answered by Michael Hoffman PRO+
RFC, CLU, ChFC in Grass Valley, CA
Hi Carla, if your medical expenses also created a disability, then a distribution from the 401(k) may avoid the 10% penalty if you are under age 59 1/2. The ways tha...
Q&A
Asked by Owen
Answered by Michael Minter
Financial Adviser in Tampa, FL
7% Free Money Match is the minimum, is your answer! Money you have over and beyond to invest, work with a independent financial professional to determine the most effe...
Q&A
Asked by an anonymous user
Answered by Michael Shafer
Financial Adviser in Long Beach, CA
Great Question. I'm assuming, which I hate to do, that you have substantial economic income, but through exclusions, deductions or credits that you pay little regular ...
Q&A
Asked by trish
Answered by Justin Clark
Mortgage Professional in Moreno Valley, CA
Invest in Real Estate. If you invest in real estate now, then by the time he turns 62 you can do a reverse mortgage and either live off the equity, or at least not ha...
Q&A
Asked by an anonymous user
Answered by Bradford Creger PRO+
MoneyTips Contributor in Pasadena, CA
You could take the traditionally recommended approach that is repeated religiously by the financial media, CPAs and most financial advisers, or you could explore your ...
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