Michael Hoffman

PRO+

Helping Business Owners and Individuals Grow and Protect their Wealth since 1979

RFC, CLU, ChFC at MCH Financial & Ins Services in Grass Valley, CA

About

With over 35 years of experience, I am a veteran of the financial services industry. Specializing in retirement planning, business exit planning, executive compensation strategies and personal estate planning, I combine innovative expertise with cutting edge business applications for individuals, small and medium sized business owners. My focus is in creating common sense solutions to the complex financial problems of the business owner and maximizing individual net worth.

Contact
Click for phone number
(800) 818-7525
Click for fax number
(530) 274-8866
Address
204 W Main Street Suite 112 in Grass Valley, CA 95945
Info
None specified

Reviews

Peer Endorsements

Best Answers

Q&A
Asked by Steffanie

Answered by Michael Hoffman PRO+
RFC, CLU, ChFC in Grass Valley, CA
Hi Steffanie, a SEP is an employer sponsored retirement plan. It is called "Simplified" because it uses a plan document that provides for limited options in terms of ...
Financial Planning Investing & Retiring Retirement
Q&A
Asked by Carla

Answered by Michael Hoffman PRO+
RFC, CLU, ChFC in Grass Valley, CA
Hi Carla, if your medical expenses also created a disability, then a distribution from the 401(k) may avoid the 10% penalty if you are under age 59 1/2. The ways tha...
401(k) Financial Planning Investing & Retiring
Q&A
Asked by Meredith L

Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
Hi Meredith. Ten year term is temporary coverage for 10 years, as you already know. The premium and death benefit are usually level for that period of time. Notice...
Insurance Life Insurance
3
See more of Michael Hoffman's answers

Specialties

  • Annuities
  • Business Planning
  • Equities
  • Estate Planning
  • Life Insurance
  • Mutual Funds
  • Retirement Planning
  • Risk Management
  • Tax Advantaged Investments

Servicing

Credentials

Licenses

Life Agent
License # 0568765
Series 65
License # 1040801
Series 7
License # 1040801

Associations

Society of Financial Services Professionals

Certifications

CLU-Chartered Life Underwriter
ChFC-Chartered Financial Consultant
RFC-Registered Financial Consultant

Accomplishments

Background

Experience

Business Consultant

Education

The American College
American College
The American College
American College