Q&A
Asked by an anonymous user
Answered by Lars Larsen ChFC®
Financial Planner in Burlingame, CA
First, let me congratulate you on asking this question in your early 20s. The earlier in life you start investing the better. The compounded rate of return over a long...
Q&A
Asked by Magaly
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
You can use the search feature right here on MoneyTips to find a financial advisor in your area. https://www.moneytips.com/search
Q&A
Asked by an anonymous user
Answered by Alex Bentley PRO+
Financial Adviser in Pacific Palisades, CA
This country has made a revolutionary shift from pensions to a self-service retirement model (401Ks, IRAs, etc). The average baby boomer has not yet fully adjusted to...
Q&A
Asked by Michael
Answered by Pamela J. Horack, PRO+
CFP® in Lake Wylie, SC
Hi Michael! I'm a huge fan of paying off debt as soon as possible. You can't build your finances up if you are busy filling in a hole of debt. Make a plan to focus all...
Q&A
Asked by Martha
Answered by Prateek Mehrotra
Financial Adviser in Appleton, WI
Martha, The answer to your question is Yes. Most of us make more than one will during our lifetimes; circumstances change, and our estate planning needs to chan...
Q&A
Asked by Kathleen
Answered by Kim Miller PRO+
CFP® in Redmond, WA
The simple answer is yes, you do. You need to take maximum advantage of all of your retirement savings opportunities: 401(k) (pre- and post-tax) and IRAs (preferably ...
Q&A
Asked by Katie
Answered by Elizabeth Beagle
Insurance Agent in Burbank, CA
Some agents would state you need 12 to 14 percent of your annual earnings in life insurance. I believe there are more practical ways of determining the right amount of...
Q&A
Asked by Lynn
Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
Reverse mortgages are a great tool, in certain circumstances, and an expensive mistake in others. Their interest rates and costs are higher than typical mortgages, an...
Q&A
Asked by Jessica
Answered by Pamela J. Horack, PRO+
CFP® in Lake Wylie, SC
Hi Jessica! Sounds like you have a great family - what a gift! As I read your question, I hear two concerns. One - I want to grow this money as much as possible. Two -...
Q&A
Asked by Katie
Answered by Barry Bailey
Financial Adviser in Kingsport, TN
Hi Katie, Congratulations on saving enough to begin investing! You are on the right track. You probably shouldn't transfer all your savings. Keep some back as a...
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