Amber Lidskin

About

“I don't know what Medicare is doing, how it works, or even what it even means to me! I’m getting a million pieces of mail every day from all these Medicare companies, and it is overwhelming! Doesn’t Medicare cover everything? What is this $104.90 that they want to take from my Social Security?" These are some of the questions and concerns I hear from many of my clients about six months before they turn 65. It can feel like a quagmire. When preparing for retirement, the right health insurance is an important aspect of your planning. If you have employer based retiree benefits, you might be fine. But if you don’t have that option, it may be overwhelming, and completely confusing. Medicare is completely different from employer based insurance, or even private under age insurance. It handles about 80% of your healthcare, leaving about 20% to be managed. By consulting with me, I can show you the difference between one carrier versus another, and help you strategize how to manage health care costs. It is important to make your retirement assets last, whether you are turning 65, or eligible for Medicare due to Disability. If a Medicare aged couple does not have a plan of some sort in place, they can spend up to $220,000.00 in their lifetime on healthcare expenses alone. My Services include: Life insurance for income replacement, Final Expense, or an alternative for additional tax free income at retirement IRA Roll Overs Individual or group Health Insurance Medicare Insurance, including Supplemental, Prescription Drug Coverage and Advantage Plans Income Annuities, Fixed, and Indexed Annuities Long Term Care and Alternative options I have a great team of Estate Planning Attorneys, CPA's, Financial Planners and others who I can refer you to make sure your retirement plans are successful. Call for your free consultation! Sincerely, Your "Medicare Lady", Amber Lidskin 0E27194