Q&A
Asked by an anonymous user
Answered by Alex Bentley PRO+
Financial Adviser in Pacific Palisades, CA
I suggest looking at the target date retirement funds at the major mutual fund companies. You could either just invest in one of these funds or use them as a guide for...
Q&A
Asked by Kelly
Answered by Alex Bentley PRO+
Financial Adviser in Pacific Palisades, CA
I would have them become involved in making smart choices with their and your money. If it is a smaller item, tell them they need to pay with their own money. If it ...
Q&A
Asked by Joyce
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hi Joyce: First, it's very nice to be able to answer a question for someone right here in my backyard (DC)! Real estate investing can be both very challenging and v...
Q&A
Asked by StuartV
Answered by Alex Bentley PRO+
Financial Adviser in Pacific Palisades, CA
My answer is simple: avoid complexity in investing. If you don't understand it, don't do it. Most financial products like GICs involve a lot of complexity that is de...
Q&A
Asked by an anonymous user
Answered by Alex Bentley PRO+
Financial Adviser in Pacific Palisades, CA
This country has made a revolutionary shift from pensions to a self-service retirement model (401Ks, IRAs, etc). The average baby boomer has not yet fully adjusted to...
Q&A
Asked by victor piediscalzo
Answered by Tracy Scott Burke
CFP®, ChFC® in Harrisburg, PA
Victor, Thanks for your question. Some type of a tax-deferred retirement account would likely be best in your situation in lieu of bank savings. If you have acces...
Q&A
Asked by Erin
Answered by Prateek Mehrotra
Financial Adviser in Appleton, WI
Erin, Here is a simple way to do this. After you sell your stocks you will know the selling price. Your Capital Gains is equal to the difference between the Selling...
Q&A
Asked by Katie
Answered by Michael Hoffman PRO+
RFC, CLU, ChFC in Grass Valley, CA
Katie, Conversion from a traditional IRA to a Roth IRA is beneficial when the amount you are converting allows you to stay in the same tax bracket and you have time...
Q&A
Asked by Michael
Answered by Pamela J. Horack, PRO+
CFP® in Lake Wylie, SC
Hi Michael! I'm a huge fan of paying off debt as soon as possible. You can't build your finances up if you are busy filling in a hole of debt. Make a plan to focus all...
Q&A
Asked by Martha
Answered by Alex Bentley PRO+
Financial Adviser in Pacific Palisades, CA
Derivatives are securities based on another security or index. For example, an option to buy a stock is based on a particular stock, but the stock itself represents o...
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