Q&A
Asked by John
Answered by Michael Mezheritskiy
Financial Adviser in Avon, CT
Financial Adviser in Avon, CT
John, the best way and the easiest way to
describe a zero coupon bond is - It is a bond
that is sold under its face value, meaning at
a discount. however when it matur...
Q&A
Asked by Kathleen
Answered by John Farmer
Financial Adviser in Prescott, AZ
Financial Adviser in Prescott, AZ
It depends on how they are being used in an
overall portfolio. The main advantage of an
ETF is that it can be traded on an exchange in
real time with instant liquidit...
Q&A
Asked by Edna
Answered by Helen Barbre Stephens
Financial Adviser in Fort Worth, TX
Financial Adviser in Fort Worth, TX
Hi Edna,
As when dealing with anything tax
related, the answer is "that depends". A
portion of SS benefits is taxed if income
above a "base amount" (which is determi...
Q&A
Asked by Gina
Answered by Martin Leclerc
Financial Adviser in Bryn Mawr, PA
Financial Adviser in Bryn Mawr, PA
For all practical purposes, it is important to
know that there are essentially 2 kinds of
risks associated with bonds: interest rate
risk and credit risk.
Interest...
Q&A
Asked by John
I always advise 401k participants to max fund
their account regardless of the match level.
This means $17,500 per year if you are under
50 and $23,000 if you are 50 o...
Q&A
Asked by Erin
Answered by Michael Mezheritskiy
Financial Adviser in Avon, CT
Financial Adviser in Avon, CT
Good morning Erin.Thank you for your question.
Once you leave your company, you forfeit any
options that you did not vest in. however
options that you are vested for a...
Q&A
Asked by Martha
Answered by Prateek Mehrotra
Financial Adviser in Appleton, WI
Financial Adviser in Appleton, WI
Martha,
The answer to your question is Yes.
Most of us make more than one will during
our lifetimes; circumstances change, and our
estate planning needs to chan...
Q&A
Asked by Lynn
Lynn, a triple tax free muni bond is one that
avoids, 1-federal tax, 2-state tax and 3-local
taxes. To benefit from all 3, you may need to
reside in the locality of t...
Q&A
Asked by Brady
Answered by Martin Leclerc
Financial Adviser in Bryn Mawr, PA
Financial Adviser in Bryn Mawr, PA
A pre-tax contribution is the amount taken
from your gross wage and placed into your 401k
account before taxes have been deducted. By
making pre-tax contributions, you...
Q&A
Asked by Kathleen
Answered by Tracy Scott Burke
CFP®, ChFC® in Harrisburg, PA
CFP®, ChFC® in Harrisburg, PA
Bonds are rated by several ratings agencies
and each have their own method. AAA-rated
(sometimes A3) are the best rating followed by
AA, A, BBB, BB, B, CCC, CC, C. S...
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