Q&A
Asked by Lynn
Answered by Prateek Mehrotra
Financial Adviser in Appleton, WI
The short answer is YES. The Employer is the sponsor of the 401(K) plan and most likely a fiduciary as well. They can decide to change the line up of investment option...
Q&A
Asked by Edna
Answered by Kim Miller PRO+
CFP® in Redmond, WA
Hi - 1) He can use the funds for graduate school or 2) you can transfer the account to another family member - including yourself - for college. Lastly, you can ca...
Q&A
Asked by Kathleen
Answered by Kim Miller PRO+
CFP® in Redmond, WA
The simple answer is yes, you do. You need to take maximum advantage of all of your retirement savings opportunities: 401(k) (pre- and post-tax) and IRAs (preferably ...
Q&A
Asked by Katie
Answered by Elizabeth Beagle
Insurance Agent in Burbank, CA
Some agents would state you need 12 to 14 percent of your annual earnings in life insurance. I believe there are more practical ways of determining the right amount of...
Q&A
Asked by Judy
Answered by Martin A. Smith
CRPC®, AIFA® in Bowie, MD
Hi Judy, The best way to find CD rates is to contact a financial advisor who can provide you with a list of CDs with financial institutions (banks and brokerages) t...
Q&A
Asked by Jessica
Answered by Pamela J. Horack, PRO+
CFP® in Lake Wylie, SC
Hi Jessica! Sounds like you have a great family - what a gift! As I read your question, I hear two concerns. One - I want to grow this money as much as possible. Two -...
Q&A
Asked by Michael
Answered by Alex Bentley PRO+
Financial Adviser in Pacific Palisades, CA
Trading is more short-term and investing is more long-term. An example of trading would be buying and selling a stock in a day. An example of investing would be buyi...
Q&A
Asked by Edna
Answered by David Schlossberg
RFC, AIF, C(k)P in East Dundee, IL
Everybody has a last will - the choice though is do you want to draft it now, or do you want the probate court to draft it for you. You can dictate the direction of yo...
Q&A
Asked by Lynn
Answered by Steve Stanganelli
CFP®, CRPC® in Amesbury, MA
Mutual funds are a tool for investing. And like all tools they're not good or bad but you'll be better served if you use them correctly. First, the basics: A mutual...
Q&A
Asked by Katie
Answered by Barry Bailey
Financial Adviser in Kingsport, TN
Hi Katie, Congratulations on saving enough to begin investing! You are on the right track. You probably shouldn't transfer all your savings. Keep some back as a...
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