James Barath, CMPS

I Facilitate the American Dream Through Responsible Mortgage Lending and Financial Literacy! Want to Know More? Contact Me. NMLS 124492

Certified Mortgage Planner at LeaderOne Financial Corp. - NMLS 12007 in Crown Point, IN

About

Certified Mortgage Planner by designation; Loan Officer to first-time home buyers; Mortgage Loan Originator by federal law; Mortgage Broker to home buyers prior to 2007 and Mortgage Banker by industry insiders. REALTORS® and clients have also been known to call me their FHA Home Loan Expert, VA Home Loan Specialist, USDA Home Loan Expert, FHA $100 Down Expert, FHA 203k Rehab and Renovation Home Loan Expert and the go to for Reverse Mortgages. Whatever you call me, I'm here to help and guide you through the mortgage planning process.

Contact
(219) 641-3200
Click for fax number
(888) 797-9062
Address
123 N Main Street, Ste 209 in Crown Point, IN 46307
Info
Year started: 2001

Reviews

Peer Endorsements

Best Answers

Q&A
Asked by Dave

Answered by Michael Hoffman PRO+
RFC, CLU, ChFC in Grass Valley, CA
Dave, It looks like you will have enough income in retirement to cover a new mortgage. The mortgage will provide some deductions for tax purposes. You will have to ...
Home Purchase Loan Borrowing Retirement Investing & Retiring
Q&A
Asked by an anonymous user

Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hello: Great question...and yes, the FHA mortgage insurance does significantly increase the monthly payment. FHA mortgage insurance has steadily increased over the ...
Home Purchase Loan Borrowing
Q&A
Asked by Ralph

Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
David is correct, the scoring models for "consumer pulled" reports are vastly different than those on lenders' reports. They can be an indicator which way you're head...
Credit Rating
3
See more of James Barath, CMPS's answers

Specialties

  • Debt Consolidation
  • FHA
  • Home Improvement
  • Home Purchase
  • Jumbo
  • Refinance
  • Reverse Mortgage
  • USDA
  • VA
  • Other

Servicing

Credentials

Licenses

Illinois Mortgage Loan Originator License
License # IL MLO 031.0023291
Indiana Mortgage Loan Originator License
License # IN-DFI MLO 13591
Indiana Real Estate Instructor
License # INST200406
Michigan Mortgage Loan Originator License
License # MI MLO 124492

Associations

Greater Northwest Indiana Association of REALTORS

Certifications

Certified FICO Professional (FICO Pro)
Certified Military Housing Specialist
Certified Mortgage Planning Specialist

Accomplishments

Awards

Human Relations Award - White Pen
Socioeconomic Representative of the Middle Class
The Most Influential Mortgage Expert in Indiana

Publications

No Publications listed.

Speaking Engagements

Finance and Credit Scoring
Finance and Credit Scoring
Finance and Credit Scoring
Finance and Credit Scoring
Finance and Credit Scoring
Finance and Credit Scoring
Finance and Credit Scoring
Finance and Credit Scoring
Finance and Credit Scoring
Finance and Credit Scoring
Finance and Credit Scoring
Finance and Credit Scoring
Finance and Credit Scoring
Credit Scoring
Finance and Credit Scoring
Credit Scoring
Credit Scoring
Credit Scoring

Background

Experience

Vice President | Mortgage Planner
REALTOR | Mortgage Planner
Certified Mortgage Planner
Certified Mortgage Planner
Certified Mortgage Planner

Education

AllRegs Academy
CMPS Institute
Purdue University Northwest
USA Cares, Inc.
Valparaiso University
Dale Carnegie Training